Huntington Station, NY
Auto insurance for the Route 110 corridor
Huntington Station sits where Route 110 meets Jericho Turnpike and the LIRR. We help commuters, new drivers and families compare the carriers available to us, with assigned-risk options when needed.
A crossroads on the western side of Suffolk
Huntington Station sits a few miles from the Nassau County line, and it works like a crossroads. Route 110 runs north to Huntington village and south to Melville. Jericho Turnpike (Route 25) crosses it on the way between Nassau and the rest of Suffolk. The Huntington LIRR station, on the Port Jefferson Branch, sends commuters west toward Manhattan every weekday morning.
Commuting here runs in every direction. Some drivers head south on Route 110 toward the office parks in Melville, and others take the Northern State Parkway or the Long Island Expressway west into Nassau and New York City. Huntington village draws evening traffic to its restaurants and theater, and the Walt Whitman Shops on Route 110 add steady shopping traffic on weekends. It is a lot of driving packed into a small area.
With that much driving, we see the full range of insurance needs: families adding a teen, renters buying a first car, and drivers trying to recover after an accident or a ticket. We compare the carriers available to us, and when a driver is declined, we prepare an application for assigned-risk auto insurance through the New York Automobile Insurance Plan. Small business owners along the corridor can also ask about general liability. Our office is south of here in West Babylon, but phone, text and email handle almost everything.
Drivers we help in Huntington Station
Huntington Station drivers we work with
Melville office commuters
A daily run down Route 110 to the corporate parks adds up over a year. We check your mileage, limits and deductibles so the policy fits the commute.
Drivers recovering from an accident
An at-fault accident can raise a renewal or end it. We look for a carrier willing to write you, and if none will, we apply through the assigned-risk plan.
Teens at local high schools
A new junior licensee in the house changes the premium, and Long Island has tighter junior license rules than much of the state. We explain both.
Drivers who cross into Nassau daily
Plenty of people here live in Suffolk and work in Nassau. Your car is rated on where it is garaged, so we make sure the address and use on your policy are correct.
Local knowledge
Route 110, Jericho Turnpike and the North Shore
Route 110 is one of the main north-south roads on Long Island, linking Huntington with Melville, Farmingdale and Amityville. The Northern State Parkway and the Long Island Expressway cross it in Melville, and Jericho Turnpike crosses it in Huntington Station. Rush hour on any of them is a familiar part of the day.
To the north, Huntington village and Huntington Harbor give the town a waterfront side, with Centerport and Northport farther east along the bays of Long Island Sound. The Walt Whitman Birthplace, a state historic site, sits in Huntington Station itself. Businesses along New York Avenue and Route 110 range from restaurants to repair shops, and many need liability and workers compensation coverage as well as auto.
- Huntington station is a major stop on the LIRR Port Jefferson Branch
- Route 110 connects Huntington Station with the Melville office corridor
- The Walt Whitman Birthplace State Historic Site is in Huntington Station
- Junior license holders on Long Island face extra driving restrictions
Coverage
Popular coverage in Huntington Station
Assigned Risk Auto Insurance
New, teen, student, permit, and high-risk drivers
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Auto Insurance
Personal auto coverage for Long Island drivers
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Commercial General Liability (CGL)
Injury and property damage claims against your business
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Workers Compensation
New York employer coverage for your team
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Questions
Huntington Station insurance FAQ
Can I get high-risk car insurance in Huntington Station?
Yes. Tickets, an accident or a suspension can limit your choices, but we work with drivers in all of those situations. We start with the non-standard carriers available to us. If none will accept you, we apply through the New York Automobile Insurance Plan so you can drive legally while you rebuild your record.
I live in Huntington Station but work in Nassau. Which address goes on my policy?
The policy uses the address where the car is garaged overnight, which for most people is home. Your commute still matters, since carriers ask how the car is used and how far you drive. Listing the right address and use helps avoid problems if you ever need to file a claim.
Do you insure small businesses along Route 110?
Yes. We place general liability, business owner’s policies and workers compensation for small businesses across Long Island, including Huntington Station and Melville. We start with how your business actually operates, then compare the carriers available to us. A quote can usually be handled by phone and email.
Nearby
Nearby local guides
A few nearby Long Island communities we know well. Clients anywhere in New York State are welcome too.
Community guides
Communities around Huntington Station
Turned down somewhere else? Call us before you give up.
Tell us what happened. We’ll go over your options, including the New York assigned-risk plan, and tell you honestly what it will take to get you insured.