Car insurance for Nassau County drivers

The parkways, the train and the South Shore bays

Nassau County is more densely built than most of Suffolk, with villages and hamlets set close together from Valley Stream to Massapequa. The Southern State and Northern State parkways run east to west, the Meadowbrook and Wantagh parkways run south toward the beaches, and the Long Island Expressway cuts through the middle. Many residents drive to an LIRR station and ride into the city, while others commute by car across county lines.

Location matters in the insurance conversation. Carriers rate a policy by where the car is garaged, so a move across the county line, or even across a few towns, can change a quote. Students at Hofstra University, Adelphi University and Nassau Community College add young drivers to the roads, and households from Hempstead to Hicksville add teens with new licenses every year.

The New York Automobile Insurance Plan is statewide, so Nassau drivers who are declined in the regular market have the same assigned-risk option as anyone in Suffolk. We check the carriers available to us first, then prepare the plan application if needed. Homeowners on the South Shore can also ask about flood insurance. Our office on Route 109 in West Babylon is a short drive from the Massapequa border, and phone, text and email work for nearly everything, so the county line is never a barrier.