Uniondale, NY
Uniondale drivers, students and small businesses
Uniondale sits in the middle of Nassau, between Hempstead and East Meadow, with the Coliseum, college campuses and office buildings close by. We help residents and local companies get insured by phone, text and email.
Old Mitchel Field and the streets around it
Uniondale is an unincorporated hamlet in the Town of Hempstead. Much of the land once known as Mitchel Field, a former air base, now holds the Nassau Coliseum, office buildings and college campuses at Uniondale’s eastern edge. Most of the hamlet is residential, with single-family homes on the streets off Uniondale Avenue and Front Street.
That mix shapes who calls us. Students living near campus need to sort out whether to stay on a parent’s policy. Families with teens worry about the first year of a new license. Office workers who drive in from Queens or Suffolk sometimes move closer and need the garaging address updated. Drivers who were declined elsewhere need a way back to legal coverage.
If you have been turned down, we prepare an application to the New York Automobile Insurance Plan for assigned-risk auto insurance once the carriers available to us have passed. For caterers, cleaners and trades that work events and office jobs here, we place commercial general liability and workers comp. Our West Babylon office is a short drive away, and the whole process runs by phone, text and email.
Who we help in Uniondale
Drivers and businesses we help in Uniondale
Students living off campus
A student with a car near Hofstra or Nassau Community College may stay on a parent’s policy or need one of their own. Where the car is kept matters, so we quote it as it really is.
Vendors and contractors working events
Arena events and office buildings bring in caterers, cleaners, electricians and other trades. Venues and property managers usually want a certificate of insurance before work begins. We place the liability coverage and help get certificates issued.
Drivers with tickets or a suspension behind them
Points and a past suspension can lead to declines in the voluntary market. Once your license is valid, we quote the carriers available to us and turn to the assigned-risk plan if they will not write you.
Local knowledge
Event nights, parkway traffic and campus streets
The Meadowbrook State Parkway runs north and south through Uniondale, linking the Northern State and Southern State with Jones Beach. Hempstead Turnpike crosses the hamlet east to west, and on event nights at the Coliseum the roads around it slow down. Campus traffic adds young drivers and pedestrians, especially at the start of each semester.
Uniondale has no LIRR station of its own, so rail commuters usually drive to Hempstead, Westbury or a Babylon Branch stop such as Merrick or Freeport. That short daily drive, and where the car sits during the day, are part of the usage questions carriers ask.
- Uniondale is a hamlet in the Town of Hempstead, served largely by the Uniondale Union Free School District
- The Nassau Coliseum stands on land that was once Mitchel Field
- Many venues and landlords require a certificate of insurance from vendors
- Most New York employers must carry workers compensation and disability (DBL)
Coverage
Popular coverage in Uniondale
Auto Insurance
Personal auto coverage for Long Island drivers
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Assigned Risk Auto Insurance
New, teen, student, permit, and high-risk drivers
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Commercial General Liability (CGL)
Injury and property damage claims against your business
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Workers Compensation
New York employer coverage for your team
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Questions
Uniondale insurance FAQ
Why does a Uniondale venue want a certificate of insurance from my business?
A certificate of insurance proves your business carries liability coverage, and often workers comp, at the limits the client requires. Arenas, office landlords and event planners in Uniondale usually ask for one before a vendor or contractor starts work, and some ask to be named as an additional insured. We set up the policy and help get the certificates issued.
Can I get car insurance with a suspended license?
Usually not until the suspension ends, because most carriers will not write a driver without a valid license. Once the DMV restores your license, we quote the carriers available to us and, if they decline, apply through the New York Automobile Insurance Plan. Call us when you have a reinstatement date.
Am I covered if I drive a friend’s car to an event?
Usually, yes, if you have the owner’s permission. In New York the car’s own policy generally pays first, and your own policy may add coverage on top. The details vary by carrier and by whether you live with the owner, so tell us if you borrow cars often.
Turned down somewhere else? Call us before you give up.
Tell us what happened. We’ll go over your options, including the New York assigned-risk plan, and tell you honestly what it will take to get you insured.