Hicksville, NY
Hicksville, where the Main Line splits
Hicksville station is one of the busiest transfer points on the LIRR, and the roads around it carry commuters from all over central Nassau. We insure the drivers who pass through and the businesses along Broadway.
A rail hub in the Town of Oyster Bay
Hicksville is an unincorporated hamlet in the Town of Oyster Bay. Its elevated station is where the Port Jefferson Branch splits from the Main Line, so trains on both lines stop here, and large commuter lots and garages surround it. The Long Island Expressway, the Northern State Parkway and the Seaford-Oyster Bay Expressway all pass nearby, and Routes 106 and 107 run north and south through town.
That much traffic around one station brings its own insurance questions. Cars left in big commuter lots can pick up door dings, fender benders in tight aisles and the occasional break-in. Comprehensive coverage handles theft and vandalism, and collision handles the lot accidents where no one stays to exchange information. Riders who drive in each day from Plainview, Jericho or Bethpage should know which pieces their policy carries.
Broadway, Hicksville’s main commercial street, is lined with restaurants, groceries and service businesses. Their owners often need a business owner’s policy, workers comp and disability (DBL) for staff. If a driver in the household has been declined, we also place assigned-risk auto insurance through the NYAIP. Our office is a short drive east in West Babylon, and everything can be handled by phone, text and email.
Who we help in Hicksville
Hicksville drivers we help
Commuters who park at the station
A car that sits in a station garage all day still needs coverage for theft and damage while you ride. We review your comprehensive and collision choices and the deductibles on each.
Households with several adult drivers
Some families share a few cars among parents, grown children and grandparents. Every driver in the home has to be accounted for, and we help decide who is rated on which car.
Drivers using a car for deliveries
A car used for deliveries, even part time, may need different coverage than one used only for commuting. Tell us how the car is used and we check whether your policy allows it.
Local knowledge
Broadway, the station and the roads around them
Broadway, which is Route 107, runs through the center of Hicksville and past the station. Old Country Road and the Long Island Expressway cross the hamlet east to west, and both carry heavy commuter and shopping traffic. Around rush hour, drivers circle the blocks near the station looking for parking.
Hicksville borders Levittown, Bethpage, Plainview and Jericho, and residents work, shop and go to school across those lines every day. Carriers rate by the ZIP code where the car is kept, so neighbors on either side of a hamlet line can see different quotes. That is normal, and it is why we start with your exact address.
- Hicksville station serves both the Main Line and the Port Jefferson Branch
- The Hicksville Union Free School District serves most of the hamlet
- Comprehensive covers theft and vandalism, and collision covers crashes, including in parking lots
- Most New York employers need workers compensation and disability (DBL) once they hire
Coverage
Popular coverage in Hicksville
Auto Insurance
Personal auto coverage for Long Island drivers
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Assigned Risk Auto Insurance
New, teen, student, permit, and high-risk drivers
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Business Owner’s Policy (BOP)
Property and liability bundled for small businesses
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Workers Compensation
New York employer coverage for your team
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Questions
Hicksville insurance FAQ
Is my car covered if it is damaged in the Hicksville station lot?
It depends on what your policy carries. Collision coverage generally pays for damage from another car, including a hit-and-run in a parking lot, and comprehensive pays for theft, vandalism and broken glass. A liability-only policy covers neither, and deductibles apply to both.
Can I drive for a delivery app on my personal policy?
Not always. Many personal auto policies exclude or limit coverage while you are driving for pay, and some carriers offer an endorsement for it. Tell us which apps you use and how often, and we will check your current policy or look for a carrier that allows it.
Do you insure family businesses on Broadway?
Yes. We place business owner’s policies, general liability and workers comp for shops, restaurants and offices. New York employers also need disability benefits coverage (DBL), and many landlords set specific liability limits in the lease. We review the lease requirements with you and quote the pieces together.
Turned down somewhere else? Call us before you give up.
Tell us what happened. We’ll go over your options, including the New York assigned-risk plan, and tell you honestly what it will take to get you insured.