Amityville, NY
Car and home insurance at the Nassau line
Amityville sits at the western edge of Suffolk, so plenty of residents live in one county and work in the other. We sort out the car and the house for village households by phone, text and email.
A village on the county line
The Village of Amityville is in the Town of Babylon, right where Suffolk County meets Massapequa in Nassau. Route 110 begins here and heads north toward East Farmingdale and Huntington. Amityville station is on the Babylon Branch, and the south end of the village reaches creeks and canals that lead out to the bay. The Amityville Union Free School District serves the village.
Living on the line matters for car insurance. Carriers rate a policy partly by where the car is garaged, so a move of a few miles across the county line can change the price even if your commute stays the same. If you just moved to Amityville from Massapequa or elsewhere in Nassau, call us to update the garaging address and registration details so the policy matches where the car spends the night.
The village also has a good share of older homes, many with porches, original woodwork and systems updated at different times. Carriers will ask about the wiring, heating, plumbing and roof, and some are pickier than others about older construction. We gather those details up front and compare homeowners insurance from the carriers available to us.
Who we help in Amityville
Who we help around Amityville
New arrivals from Nassau
A move across the county line means a new garaging address and possibly a new rating territory. We update the policy and shop it again while we are at it.
Owners of older village homes
Older houses raise questions about replacement cost, wiring and roofs. We collect what carriers need and explain how each policy values the house.
Route 110 commuters with a record
A few tickets on a busy corridor can push a driver out of the regular market. We compare the carriers that still write you and use the assigned-risk plan when needed.
Local knowledge
Route 110, the station and the creeks
Route 110 starts near the water in Amityville and heads north past Farmingdale State College, Republic Airport and the Melville office corridor. Merrick Road and Sunrise Highway also pass through the village, linking it west into Nassau.
Near the south end of the village, creeks and canals run toward the bay. Owners of homes on low ground often add flood insurance as its own policy, since homeowners coverage leaves flood out.
- Amityville is an incorporated village in the Town of Babylon, on the Suffolk and Nassau border
- Amityville station is on the LIRR Babylon Branch
- Route 110 begins in Amityville and runs north to Huntington
- New York drivers must report a change of address to the DMV after a move
Coverage
Popular coverage in Amityville
Auto Insurance
Personal auto coverage for Long Island drivers
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Homeowners Insurance
Home, belongings, and personal liability
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Flood Insurance
NFIP and private flood for Long Island homes
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Assigned Risk Auto Insurance
New, teen, student, permit, and high-risk drivers
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Questions
Amityville insurance FAQ
Will my car insurance change if I move from Massapequa to Amityville?
It might. Carriers price policies partly by where the car is garaged, and Nassau and Suffolk addresses can fall in different rating areas. The change could go either way. Tell your carrier about the move, or call us and we will update the policy and compare other options.
Can I insure an older home in Amityville?
Yes, though an older home can take more work to place. Carriers want to know the age and condition of the roof, electrical service, heating system and plumbing, and documented updates help. We match the house with carriers that accept its age and construction.
Do you write car insurance for drivers with tickets?
Yes. Tickets can raise your price or lead some carriers to decline, but they seldom leave you without options. We check the voluntary market first and, if needed, apply through the New York Automobile Insurance Plan.
Turned down somewhere else? Call us before you give up.
Tell us what happened. We’ll go over your options, including the New York assigned-risk plan, and tell you honestly what it will take to get you insured.